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Wil The Realtor
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Invest with Wil

Real estate investing, numbers first

Wil is a former small-business owner with a business degree and 15 years in real estate management and investing. We look at every property the way an investor should: income, expenses, financing and exit, in English or Spanish.

  • 15 years in real estate
  • 150+ transactions closed
  • Top 1% Realtor nationwide
  • Top 250 Hispanic Realtors in America
  • Platinum 2025 RI REALTORS® award
  • English · Español RI · MA · CT

How do you want to invest?

Multifamily

Two- to four-family homes are the backbone of Providence, Pawtucket, Central Falls and Fall River, and the most common first investment here.

How we help

  • ✓Reads the rent roll and leases before you offer, not after
  • ✓Compares the price to the rents, not just to other sales
  • ✓Plans showings around tenants so occupied buildings still sell and buy smoothly

Watch for

Older triple-deckers can hide costs: heating systems, lead-safe rules for rentals, and separate utilities. We flag them early.

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House hacking

Live in one unit, rent the others. Often the easiest way into investing, with owner-occupant financing.

How we help

  • ✓Explains FHA and conventional owner-occupant options with lenders who do them often
  • ✓Finds buildings where the rent covers a real share of the mortgage
  • ✓Helps you plan the move from owner-occupant to full rental later

Watch for

Owner-occupant loans require you to actually live there, usually for at least a year. Your lender confirms the rules.

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Rental property

Single-family homes and condos you rent out, for steady income and long-term growth.

How we help

  • ✓Looks at rent, taxes, insurance and condo fees together, not just the price
  • ✓Spots homes that rent well: layout, parking, laundry, location
  • ✓Introduces property managers if you don't want to self-manage

Watch for

Condo associations can limit rentals. We check the rules before you commit.

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Commercial

Mixed-use buildings, storefronts and small commercial property. Wil has owned and leased commercial space as a business owner himself.

How we help

  • ✓Evaluates leases, tenants and zoning, not only the building
  • ✓Thinks like an owner about income, expenses and exit
  • ✓Coordinates with your attorney and lender on commercial terms

Watch for

Commercial loans, zoning and leases work differently from homes. Expect more due diligence and a bigger down payment.

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Land

Lots to build on, hold, or develop.

How we help

  • ✓Checks zoning, frontage, utilities and wetlands before you're attached to a parcel
  • ✓Connects you with surveyors, engineers and builders
  • ✓Prices land against what can actually be built there

Watch for

Septic, wetlands and access can make or break a lot. Due diligence comes first.

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Building a portfolio

Your second, fifth or tenth property, and the strategy behind it.

How we help

  • ✓Plans purchases around your financing, cash reserves and goals
  • ✓Helps with 1031 exchanges by lining up the next property on time
  • ✓Thinks about when to sell, refinance or hold

Watch for

1031 exchanges have strict deadlines. Your CPA and a qualified intermediary handle the tax side; we make sure the property side is ready in time.

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Run the numbers on a rental

Plug in any property. Every number is yours to change.

House hacking? Enter only the rent from the units you won't live in. With an owner-occupied FHA loan the down payment can be as low as 3.5%.

Monthly cash flow
$457
Cap rate
7.0%
Cash-on-cash return
3.6%
Mortgage (principal + interest)
$2,744/mo
Operating costs
$1,599/mo
Cash to close (estimate)
$154,000

Estimates for planning only, not financial or tax advice. Your lender, CPA and attorney confirm the real numbers.

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