Real estate guides
Straight answers for buyers, sellers and investors across Southern New England.
Buying · 4 min read
Renting vs. Buying a Home in Rhode Island: How to Decide
Paying rent every month and wondering if you could own instead? A simple way to compare renting and buying, and when buying makes sense.
Buying · 4 min read
Down Payment Help for First-Time Buyers in RI, MA and CT
Where first-time buyers in Rhode Island, Massachusetts and Connecticut can look for down payment and closing cost help, and how to get ready to use it.
Buying · 4 min read
How Much House Can I Afford?
How lenders decide how much you can borrow, the costs people forget, and how to pick a monthly payment you're actually comfortable with.
Buying · 4 min read
Getting a Mortgage When You're Self-Employed
Own a business, drive for yourself or get paid in 1099s? How lenders look at self-employed income and how to prepare before you apply.
Buying · 3 min read
Using Gift Money from Family for Your Down Payment
Family helping with your down payment? How gift funds work, the gift letter, and how to move the money so your loan isn't delayed.
Selling · 4 min read
The Steps to Sell Your House, from First Call to Closing
What happens when you sell a home in Rhode Island or Massachusetts, step by step, and roughly how long each part takes.
Buying · 4 min read
Buying a Home with an ITIN in Rhode Island
No Social Security number? You may still be able to buy a home with an ITIN loan. How it works, what lenders ask for and how to prepare.
Investing · 4 min read
FHA Loans for a 2–4 Family Home: Live in One, Rent the Rest
How first-time buyers use FHA loans to buy two-, three- and four-family homes with a low down payment, and the rules to know first.
Buying · 3 min read
What Credit Score Do You Need to Buy a House?
The credit scores lenders usually look for on FHA and conventional loans, and simple ways to raise yours before you apply.
Selling · 4 min read
What Does It Cost to Sell a House in Rhode Island?
The costs sellers usually pay in Rhode Island, from commission and the state transfer tax to attorney fees and repairs, and how to estimate your net.
Selling · 4 min read
Selling an Inherited House in Rhode Island
Probate, timing, clearing out the home and pricing it fairly: what families should know when selling an inherited property in Rhode Island.
Buying · 3 min read
Why Work with a Spanish-Speaking Real Estate Agent
Buying or selling a home is a big decision. Here's why understanding every step in your own language makes a difference.
In the News · 5 min read
Wil Hernandez Featured as Rhode Island Real Producers' “Agent on the Move”
Rhode Island Real Producers highlights the discipline, relationships and real-world experience behind Wil Hernandez's growing real estate business.
Buying · 4 min read
A First-Time Homebuyer's Roadmap for Rhode Island
From budgeting and pre-approval to inspections and closing: the steps to buying your first home in Rhode Island.
Investing · 4 min read
Buying a Multi-Family: The Numbers to Check First
A practical checklist for evaluating multi-family and income-producing properties before you make an offer.
Selling · 3 min read
How to Price and Prepare Your Home for Sale
Pricing strategy, preparation and what to expect from listing to closing.
Buying · 4 min read
Buying a Home in Rhode Island, Massachusetts or Connecticut: What Buyers Should Know
The buying process is similar across Southern New England, but local rules and costs differ. Here is what to ask before you make an offer.
Buying · 3 min read
Closing Costs Explained: What Buyers Should Budget For
Beyond the down payment, buyers pay closing costs. Here are the common categories and how to avoid surprises.
Buying · 4 min read
Home Inspection Checklist for Older New England Homes
Older homes have character and their own risks. What to look at, and what to ask a specialist to check.
Investing · 4 min read
A Landlord's Checklist for Preparing a Multi-Family to Rent
Steps to take before you list a unit, from safety and insurance to leases and fair, consistent screening.
Buying & Selling · 3 min read
How to Choose a Real Estate Agent: Questions to Ask
Buying or selling is a big decision. These questions help you find an agent who fits your goals.
Buying · 4 min read
How to Make a Strong Offer on a Home
What goes into a competitive offer beyond the price: financing, contingencies, timing and how to protect yourself.
Buying & Selling · 4 min read
Selling and Buying at the Same Time: How to Coordinate Both Moves
Practical ways to line up the sale of your current home with the purchase of your next one and avoid being stuck in the middle.